Umeluleki wezezimali uchwepheshe owaziswa kakhulu emhlabeni webhizinisi. Uyingcweti emkhakheni wezomnotho. Inezikhiye ezifiselekayo zokwenza izinqumo ezifanele ezivela kumongo othile. Ngokwesibonelo, uchwepheshe oqeqeshiwe oqondisa izinkampani namakhasimende azimele ekwenzeni ukutshalwa kwezimali okuphumelelayo.
Kuvamile ukuthi abantu bazibekele imigomo emisha yezezimali ekuqaleni konyaka omusha. Kodwa-ke, kujwayelekile ukuthi eminye yale migomo ihlale ilindile ngenxa yokushoda kokuhlela. I inhloso yokonga kuphinde kwenzeke emindenini (kanye nenqubo ivame ukuletha izinselelo ezahlukene).
Uchwepheshe onikeza ulwazi nosekelo ukuze afinyelele imigomo yezezimali
Kodwa ukwakhiwa kwesikhwama kumele ngaso sonke isikhathi kubekwe esimweni lapho kuzothuthukiswa khona uhlelo lokusebenza. Ukungabikho kwesu elingokoqobo kungabukela phansi injongo ebalulekile ekubhekaneni nalezo zimo eziphuthumayo ezingase zivele esikhathini esimaphakathi noma eside. Isibonelo, kunezindleko ezengeziwe ezivame ukushintsha ukubalwa kwezimali kwenyanga. Futhi uhlelo lwezimo eziphuthumayo lunikeza impendulo engenzeka kulezo zigameko ezivele zivele emakhaya nasemabhizinisini.. Nokho, umeluleki wezezimali uchwepheshe oweseka, ophelezela futhi osiza amakhasimende. Yabelana ngolwazi olubalulekile ngephrofayela ngayinye.
Usondelene nawo wonke umuntu ofuna ukufeza umgomo obalulekile. Akukhona nje kuphela okukhona ekugcwalisekeni komgomo, kodwa futhi kuhlanganiswe nenqubo. Uyingcweti ehlinzeka ngolwazi olubalulekile lokuklama uhlelo oluqondaniswe ngokuqondile nomgomo. Isibonelo, umuntu ofuna ukwenza i-investimenti uthola okhiye bokugxila enjongweni engokoqobo, kodwa ngaphandle kokuthatha izingozi ezingaphezu kwalokho okudingekile.
Ukufundwa kweqiniso lezezimali akukona umugqa, nokho, isimo ngasinye kufanele sihlaziywe sisonke. Okusho ukuthi, kubalulekile ukuba nombono wengqikithi ngaphambi kokuthuthukisa imininingwane yohlelo lokusebenza. Kubalulekile ukuthi iklayenti lizizwe likhululekile ngemephu yomgwaqo. Ngakho-ke, ngaphambi kokubona indlela eqondile, kubalulekile ukuhlola ezinye izindlela ezethulwa njengezinketho ezingokoqobo. Umeluleki wezezimali uchwepheshe ofunda iqiniso ngendlela esemqoka futhi, ngakho-ke, ukufunda kwakhe kubonisa umbono wesimo esidlula lokho okubonakala.
Ngakho-ke, umeluleki wezezimali unguchwepheshe ongakuqondisa ukuze ufinyelele izinhloso zakho. Icwaninga indaba ngayinye ngayinye: icabangela umongo kanye nezidingo ethize kuklayenti ngalinye.
Kungani amaklayenti efuna usizo kumeluleki wezezimali?
Ngokuvamile, bafuna ukufunda nokugcina imikhuba emisha yezezimali eshiya imikhuba enganikeli imiphumela emihle. Ukuphelezelwa uchwepheshe ngokushesha kuthonya izici ezibalulekile: ugqozi, ukuzibophezela kanye nokubandakanyeka kuhlelo olwamukelwe.
Ngakolunye uhlangothi, kuvamile futhi ukuthi amakhasimende afune usizo ngoba efuna ukuhlela ikusasa lawo ngokwezimali esikhathini esimaphakathi noma eside. Futhi bafuna ukuba nezinsiza ezibalulekile kanye nezindlela zokuhamba ngaleyo ndlela. Kwezinye izimo, iklayenti lifuna ukwandisa isabelomali esitholakalayo ngendlela efanele. Okusho ukuthi, ufuna ukugwema amaphutha aphindaphindiwe.
Mhlawumbe iklayenti lifisa ukuthola umkhiqizo wezezimali, kodwa ngaphambi kokuthatha isinyathelo, lifuna ukuba nombono ophelele wezinzuzo nezinzuzo ezihlinzekwa yifomethi. Kunemibuzo eminingi umeluleki wezezimali angayiphendula usuku lonke lomsebenzi ngoba icala ngalinye likhethekile.