Mhlawumbi xa usiya esikolweni khange unike ukubaluleka okutyala kwimathematics okanye accounting ... amanani amaninzi angakongamela kuba ucinga ukuba iyakuba yeyantoni na kuwe kwixa elizayo. Inyani yile yokuba ubalo-mali yinxalenye ebalulekileyo yobomi kwaye wonke umntu kufuneka afunde ukulawula ukuze bobabini ubomi bobungcali kunye nobuqu babelula ngale ndlela.
Ukwenza i-Akhawuntingi ngumsebenzi odla ukungahoywa, kodwa sisakhono esisetyenziswa rhoqo kubomi bemihla ngemihla. Ngelixa kuyinyani ukuba ukubalwa kwemali kujongwa njengenxalenye ebalulekileyo yehlabathi leshishiniUya kuthi wenze uhlobo oluthile lomsebenzi we-accounting "wehlabathi lokwenyani". Nazi ezinye zeendlela onokuthi usebenzise ngazo ubalo kwaye awazi nokwazi.
Uxolelwaniso: qinisekisa ukuba zonke izityholo zakho zichanekile
Uninzi lwabantu luyathanda ukwazi ukuba ingakanani imali abanayo ngoku, oko kuthetha ukuba bayayijonga rhoqo ukuqinisekisa izityholo. Ycinge: Ndagqibela nini ukungena kwiakhawunti yakho yebhanki? Kuba wenze?
Kungenzeka ukuba ujonge ibhalansi yakho kwaye uqiniseke ukuba zonke izityholo zichanekile. Kwihlabathi elinika ingxelo, oku kwaziwa njengoxolelwaniso. Abapicothi zincwadi basebenzisa iiseti ezimbini zeerekhodi ukuqinisekisa ukuba ibhalansi yemali ekupheleni kwexesha lokurekhoda. Iyaxolelaniswa kusetyenziswa iirisithi okanye iirekhodi zokuqinisekisa ukuqinisekisa ukuba yonke into onayo ilingana nenkcitho yakho.
Uhlahlo lwabiwo-mali nokulawula inkcitho yakho
Kwenzeka ntoni ukuba uchitha imali eninzi kunaleyo unayo? Akumnandi ukucinga ngempendulo. Xa uchitha ngaphezulu, ushiyeka ungekho zero okanye ibhalansi engeyiyo, kwaye uhlala ufumana imali eyongezelelweyo yebhanki ekubeka nangakumbi emngxunyeni. Ukuthintela oku kungenzeki, abantu ngokubanzi basebenzisa uhlahlo-lwabiwo mali.
Uyila uhlahlo-lwabiwo mali ngokujonga umvuzo kunye nenkcitho kwaye uqiniseke ukuba ekupheleni kwexesha lakho lokuhlawula unelungelo lokugubungela yonke into. Ukuba amanani awahambelani, ngamanye amagama, ukuba uchitha ngaphezulu kunomvuzo, kulapho uhlahlo-lwabiwo mali kwaye usebenza ukulawula iindleko zakho. Yayo, ukunciphisa iindleko kwezinye iindawo (njengokutya okanye ukuzonwabisa) "ukuziphilisa" inyanga nenyanga kwaye ngethemba lokuba unento oza kuyonga.
Inkqubo yeakhawunti yezezimali okanye yophicotho-zincwadi yenza into efanayo emntwini, kwishishini, okanye kumbutho, kodwa ngokubanzi enenjongo eyahlukileyo engqondweni: ukwenza inzuzo. Bahlalutya ukuhamba kwemali, iindleko, uluhlu lwezinto kunye nokunye. Injongo kukuba nenqanaba elifanelekileyo ekupheleni komjikelo ngamnye okanye ixesha.
Ukucwangcisela ikamva
Kumaxesha okungazinzi kwezoqoqosho, kuyinto eqhelekileyo ukuba abantu bahlole ikamva. Umnqweno kukuba nezinto ezaneleyo ukuze uyeke ukusebenza ngeholide, uhlawule izifundo zekholeji yomntwana wakho, ube nemali yeholide, indlu okanye imoto. Ucwangcisa imali kwangaphambili, kwaye injongo yokugqibela ikamva elifanelekileyo lezemali.
Iinkqubo zocwangciso-mali zikwasebenza rhoqo ukugcina nokwandisa impilo yezemali yamashishini. Benza ngeendlela ezahlukeneyo, njengawe. Utyalomali, iinjongo zokonga, uhlalutyo, ulawulo lwamatyala, kunye nenzuzo zizinto nje ezimbalwa ezingundoqo kucwangciso lwezemali. Qho xa uhlala phantsi ucinge ngendlela oza kuba nayo ngayo imali yokwenza izinto ezibalulekileyo, usebenzisa izakhono zobalo.
Fumana amabakala angcono
Isikolo yenye indawo apho abantu abaninzi basebenzisa izakhono zabo accounting. Okwangoku xa ufumana amabakala, vavanya ukuba uphi. Ukuba awulithandi inqanaba langoku, vavanya ukuba leliphi ibakala oya kulidinga kwikota iphela okanye isemester ukuze ugqibe ngebakala lilonke olifunayo okanye olifunayo. Uyazi ukuba la mabakala alichaphazela ikamva lakho, ke unokuthatha inyathelo ngokusekwe kuvavanyo. Iinkqubo ezikunceda ulawula njani accounting Benza oku: bahlalutya amanqaku abuthathaka kwaye bajonge iindlela zokuphucula amanani.
Usebenza njengomqolo weshishini
Ubudlelwane beshishini kunye nobalo alunakulityalwa kwimbali yeshishini. Uninzi lwesicelo seshishini luxhomekeke kakhulu kumgcini zincwadi kunye nemigaqo esisiseko yobalo. Ukusetyenziswa kwengxelo kunokusombulula iirekhodi zedatha, uhlalutyo, izibonelelo zolwazi, iinkcukacha zamatyala kunye namatyala ahambelana noko, inzuzo kunye nelahleko kwishishini.
Ukwenza i-Akhawuntingi kubonelela ngolawulo oluyimfuneko olwaneleyo ukulawula iimali kunye neeasethi zeshishini. Eyona njongo yayo yayikukugcina iirekhodi zentengiselwano yezemali, kodwa Ngobuchwephesha obukhulayo, ukusetyenziswa kwezicelo kunye neenkqubo ziyanda.
Iinkqubo zobalo zigcina ixesha elininzi
Ixesha yimali kwaye ukubalwa kwemali kunceda ukugcina kakhulu. Iindlela ezichazayo kunye nokusetyenziswa kubomi beofisi kungashwankathelwa kwamanye amanani. Iinyani kunye namanani owanikezelayo enza ukuba ukuthengiselana kwemihla ngemihla kube lula kwaye kwandise ukusebenza ngokungabikho kwendlela.
Ekugqibeleni, oku kunokukunceda ujolise kwezinye izinto, umzekelo ukwandisa omnye umsebenzi okhethekileyo okanye ukukhuphela imisebenzi. Ukongeza, iinkonzo zogcino-zincwadi ezikwi-Intanethi zigcina ixesha elininzi kunezo zomzimba. Iindlela zokusombulula iingxaki zingcono kwaye iinkqubo zinokuhlaziywa ziye kumgangatho ophezulu kuneenkonzo ezikhoyo.