Munyika yeinishuwarenzi, chimiro cheactuary ndechimwe chevasingazivikanwe nechikamu chikuru chenzanga. Iyi inyanzvi uyo achange achitungamira manejimendi enjodzi mumakambani kana vanhu. Iwe uchave neruzivo rwakatevedzana uye hunyanzvi hunokubvumidza iwe kugadzira nhevedzano yemhinduro kumatambudziko akasiyana akasimudzwa.
Munyaya inotevera tichataura newe nenzira yakadzama yemufananidzo weactuary uye zvaunofanira kudzidza kuti udzidzire saizvozvo.
Mufananidzo weactuary
Zvinogona kutaurwa kuti actuary ndiye maneja wenjodzi. Ibasa rinobhadharwa zvakanyanya rine mwero wakaderera wehurovha. The actuary inoshanda zvakanyanya munyika yeinishuwarenzi nemabhanga uye basa rake nderekuongorora mukana wekuti chimwe chiitiko chingazoitika mune ramangwana. Izvi zvinosanganisira kuverengera imwe mari yeinishuwarenzi kuti uderedze njodzi dzinogona kuitika.
Chii chinonzi actuary?
Paunenge uchigadzirisa njodzi, nyanzvi ichashandisa zvinhu semasvomhu kana nhamba. Kunyanya, zvinogona kutaurwa kuti basa re actuary rinosanganisira zvinotevera mabasa:
- Ongorora mukana wezvimwe zviitiko zvichaitika mune ramangwana. Kuti aite izvi, anoshandisa ruzivo rwemasvomhu.
- Gadzira masisitimu anobatsira kuderedza mukana kutambura zvimwe zviitiko zvisingafadzi.
- Kana pane zvimwe zviitiko zvichiitika, kuderedza kushanda kwayo.
- Ongorora zvese zvigadzirwa zvekambani kuti uwane zvakanyanya kubva kwavari.
- Gadzirira mishumo nezve kukanganisa kwenjodzi.
- Gadzira zvigadzirwa zvemari izvo zvinobatsira kumakambani kana vanhu.
Nzira yekuwana basa semuongorori
Iyo mbiri yeactuary profession inonyatso hunyanzvi uye Zvinoda ruzivo rwakanyanya. Mudzidzi anofarira basa rakadaro anofanira kunyoresa mune dhigirii rehupfumi uye nhamba. Nenzira iyi, kune akatevedzana madhigirii ekuyunivhesiti anopa mukana kune iri hunyanzvi:
- Actuarial science.
- Degree mune economics.
- Dhigirii muStatistical Sayenzi uye Techniques.
- Degree muMathematics.
- Dhigirii muSocial uye Legal Sayenzi.
Kubva nhasi, makambani ari kuzokoshesa actuary nekudzidziswa kwakanaka mune zvese uye ane ruzivo rwekuronga, sezvazvakaita SQL kana Visual Basic.
Ndekupi uko actuary ingashanda?
Nyanzvi yakaita seactuary ichapa ruzivo rwake munzvimbo dzinotevera:
- Banking. Inopa masevhisi ayo kumabhangi, kunyanya iyo inotarisira kutonga capital uye kudzidza dzingangoita njodzi dzemari.
- Investment uye fund management. Iwe unogona kushanda pamwe nevaisiri mari uye kupa zano rakanaka kuti uwane yakanakisa mhedzisiro.
- Business risk management. Inokwanisa kuona zvimwe zviitiko zvinogona kukanganisa kambani.
- Kutengesa uye Kushambadzira. Ndiye anotarisira kudzidza zvakadzama kuti rudzii rwezvinetso zvingamuka pakuita mushandirapamwe wakati.
- Inishuwarenzi. Dzidza mutengo wakakodzera wemhando dzakasiyana dzemitemo, uine chinangwa chekuti kambani yeinishuwarenzi ine hupfumi hwekuchengetedza vatengi vayo.
- Consultancy. An actuary ine simba rakazara rekushanda se consultant kune imwe kambani kana vanhu.
Mutariri anowana marii?
Muhoro wenyanzvi yakadai semuongorori unoenderana nezvakawanda zvinhu zvakaita semaawa ekushanda kana makore echiitiko. Chero zvazvingava, muhoro wepakati wean actuary Ndiyo 24.000 euros pagore.
Unyanzvi Hunokosheswa muActuary
Kunze kweruzivo rwekuti nyanzvi yezvesayenzi inogona kuva nayo, kune huwandu hwehunyanzvi iyo inofanirwa kunge iripo mune akati nyanzvi:
- Zvakanaka kuti nyanzvi iva mutauriri akanaka uye kukwanisa kutaura shoko rako zvakajeka. Zvakakosha kuti zvese zvauri kutaura zvinzwisiswe.
- Izvo zvakakosha kuti iyo actuary ine ruzivo rwekutanga rwekuronga uye ziva kushandisa zvishandiso zvakaita seExcel kana Hofisi.
- Yakati nyanzvi inofanirwa kuve neyakanaka kugona kana zvasvika pakuongorora iyo yakasiyana data, kuti iwane zvakawanda zvakasimba uye fungidziro dzakavimbika.
- Zvinofanira kuva zvakanaka pakugadzirisa matambudziko akasiyana, zvinogona kuitika kubasa kwako.
- Iva nekufunga kwakadzama izvo zvinokutendera kuti utarise zvimwe mhedzisiro pasina matambudziko.
Muchidimbu, kana iwe uchida zvese zvine chekuita nezvidzidzo zvakaita semasvomhu kana zvehupfumi, iyo profession yeactuary inogona kunge yakakunakira iwe. Panyaya yemusika wevashandi, zvinofanirwa kucherechedzwa kuti ibasa riri kudiwa zvakanyanya uye mikana inoenderera uye yakajairika. Sokunge izvi zvisina kukwana, muhoro wenyanzvi senge actuary wakanaka uye wakakodzera kuruzivo rwavo nekuita sarudzo.